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Alterssicherung und Sozialpolitik
Im Forschungsbereich „Alterssicherung und Sozialpolitik“ werden die Auswirkungen des Alterungsprozesses auf die Ausgestaltung und die Finanzierbarkeit der Renten-, Kranken- und Pflegeversicherungssysteme erforscht und daraus sozialpolitische Schlussfolgerungen abgeleitet. Konkret geht es darum, die bestehenden sozialen Sicherungssysteme zu analysieren, Reformvorschläge zu beurteilen oder Reformvorschläge auszuarbeiten sowie einen Beitrag zur Politikberatung zu leisten. Die Analysen werden durch Simulationsmodelle unterstützt. Zentral ist hierbei das Rentensimulationsmodell MEA-PENSIM, mit dem die Auswirkungen von Reformmaßnahmen im Altersicherungssystem auf die finanzielle Situation der Gesetzlichen Rentenversicherung und das Versorgungsniveau der Rentner untersucht werden können.
Laufende Projekte:
- The long shadow to socialism: on East-West German differences in financial literacy
- The Nativity Wealth Gap in Europe: a Matching Approach
- The Costs of Firm Exit and Labour Market Policies: new Evidence from Europe
- The Effectiveness of Incentives to Postpone Retirement: Evidence from Italy
- Workplace training, Self-Efficacy Beliefs and early retirement decisions.
- Entitlement Reforms in Europe
- Flexible Retirement
- Social Security and Public Insurance
- Lessons from the Historical Reform Process in Germany
- The Social Welfare State during the Demographic Revolution: The Reformprocess of the German Pension System
- Savings in times of demographic change: Lessons from the German experience
- Retirement decisions in Germany revisited – evidence from an option value model
- Employment after Retirement in Germany
- Consumption Behavior, Annuity Income and Mortality Risk of the Elderly
- The Retirement-Consumption Puzzle and Unretirement
- Development of the contribution rate in the German Statutory Health Insurance (GKV) and the Social Care Insurance (SPV) – projections and determinants
- Financial literacy, confidence, and gender
- Comparing the costs of Riester pensions
- Expecting means-tested benefits in the old age: Behavioral differences and misjudgments
- When Money is Tight and Requirements are High: Using Nonprobability Samples in Longitudinal Household Studies.
- International Social Security Project: Incentive Effects on Early Retirement
- Market-based freedom of choice, limitations of consumer sovereignty, and pension policy-making — Evidence from behavioral and institutional economics
- Pension Information, Financial Literacy, and Retirement Saving Behavior in Germany
- How financially literate are women? Perspectives on the gender gap
- Do Smarter Consumers Get Better Advice? An Analytical Framework and Evidence from German Private Pensions
- Riester Pensions and Life Expectancy
- Instant gratification and self control in an experiment with children and teenagers
- Financial Literacy and Private Pension Provision
- Old-Age Poverty in Germany
- Analysis and Assessment of Policy Measures in the German Health and Long-Term Care Insurance Sectors
- The Pension Simulation Program MEA-PENSIM
- Correct Actuarial Calculation of Pension Reductions
Abgeschlossene Projekte:
- Old-age Labor Force Participation in Germany: What explains the trend reversal among older men? And what the steady increase among women?
- The development of the pension gap and German households’ saving behavior
- Pension Benefits Adjustment in Germany – What can be considered the Best Pension Adjustment Formula?
- The German Pension Reform Package 2014: Consequences of the “Mütterrente” and “Rente mit 63”
- Labor and budget effects of actuarially correct pension adjustment factors in the public pension insurance
- Retirement due to Reduced Earning Capacity and Reform Proposals
- What would be if we were Sweden?
- Inclusion of the self-employed persons in the German Pension System
- Replacement Rates in the Statutory Pension System in Germany
- Migration und die Stabilisierung der Sozialversicherung
- Der Nachhaltigkeitsfaktor und andere Anpassungsoptionen
- Die optimale Höhe der Schwankungsreserve
- Risiken der privaten Vorsorge
- Risikoeinstellung, Ungeduld und Portefeuilleentscheidungen
- Can the Swedish Premium Pension Serve as a Role Model for Germany’s Riester Scheme?
- Individualized Supply of Retirement Planning Information in Sweden
- The Role of Actuarial Reduction Rates in Individual Retirement Planning in Germany
- Who lost the most? Financial Literacy, Cognitive Abilities, and the Financial Crisis
- Financial Literacy and Retirement Planning
- Statutory Health Insurance Simulation Model (MEA-GKV-SIM)
- Contribution Determinants in German Statutory Health Insurance and Social Long-Term Care Insurance
- Redistributive Flows in the German Social Insurance System
- Implicit Taxation in the German Social Insurance System
- Analyzing Public Knowledge about the Riester Subsidy
- Phased retirement through flexible partial pensions
- Raising of the Statutory Retirement Age to 67
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MEA Workshop: Research on Asylum Seekers and Other Crisis Migrants
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