Project in detail

SAVE-Project

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An important insight of previous research projects concerning the accumulation of savings was that the available data (EVS, the "Assets and Liabilities" opinion poll, SOEP) severely curtailed the accumulation of additional knowledge in Germany. The increase in value, particularly of real estate assets, which is necessary for measuring savings, can hardly be traced in the data from the outset of the descriptive analysis. This flaw has led to criticism of descriptive analyses at several international conferences. The SAVE-study took place in June 2001 for the first time and was carried out in cooperation with nfo infratest. This marked a first step towards overcoming these serious shortcomings. In total, 1829 households in Germany were polled and confronted with partially very detailed questions concerning their assets and savings. They were complemented by socio-economic, behavior-related and socio-psychological questions. The results concerning the consistency of the data and the willingness to respond to "sensitive" questions – for instance, concerning income – were very encouraging. Since many questions about savings can only be analyzed over time - especially questions concerning changes in households and their income situation, household savings and their consumption patterns - this study will be supplemented with at least one additional poll. Information concerning the results of the first poll can be found here.

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