Project in detail

SAVE-Project

Members of this project:

An important insight of previous research projects concerning the accumulation of savings was that the available data (EVS, the "Assets and Liabilities" opinion poll, SOEP) severely curtailed the accumulation of additional knowledge in Germany. The increase in value, particularly of real estate assets, which is necessary for measuring savings, can hardly be traced in the data from the outset of the descriptive analysis. This flaw has led to criticism of descriptive analyses at several international conferences. The SAVE-study took place in June 2001 for the first time and was carried out in cooperation with nfo infratest. This marked a first step towards overcoming these serious shortcomings. In total, 1829 households in Germany were polled and confronted with partially very detailed questions concerning their assets and savings. They were complemented by socio-economic, behavior-related and socio-psychological questions. The results concerning the consistency of the data and the willingness to respond to "sensitive" questions – for instance, concerning income – were very encouraging. Since many questions about savings can only be analyzed over time - especially questions concerning changes in households and their income situation, household savings and their consumption patterns - this study will be supplemented with at least one additional poll. Information concerning the results of the first poll can be found here.

MEA Discussion Papers arisen from this project:

Publications arisen from this project:

Coppola, Michela (2014): Eliciting risk-preferences in socio-economic surveys: How do different measures perform?, Journal of Socio-Economics, 48, 1-10
Coppola, Michela; Lamla, Bettina (2012): Sparen und Vorsorgeverhalten: Neue Daten für bessere Antworten, Jahresbericht der Max-Planck-Gesellschaft 2012
Coppola, Michela; Lamla, Bettina (2012): Empirical Research on Households’ Saving and Retirement Security: First Steps towards an Innovative Triple‐Linked‐Dataset, MEA Discussion Paper 07-2012
Coppola, Michela; Reil-Held, Anette (2011): Jenseits staatlicher Alterssicherung: die neue regulierte private Vorsorge in Deutschland, Lutz Leisering, Die Alten der Welt. Neue Wege der Alterssicherung im globalen Norden und Süden, Campus, Frankfurt, 215-243
Gasche, Martin; Coppola, Michela (2011): Die Riester-Förderung – Mangelnde Information als Verbreitungshemmnis, Wirtschaftsdienst, Heft 11
Coppola, Michela (2011): Einkommens- und Vermögenssituation der Babyboomer, Vierteljahrshefte zur Wirtschaftsforschung, 80, 4, 31-50
Coppola, Michela; Gasche, Martin (2011): Die Riester-Förderung – das unbekannte Wesen, MEA Discussion Paper 244-11
Gasche, Martin; Börsch-Supan, Axel; Ziegelmeyer, Michael (2010): Auswirkungen der Finanzkrise auf die private Altersvorsorge, Perspektiven der Wirtschaftspolitik, 11, 4, 383-406
Börsch-Supan, Axel; Coppola, Michela (2010): SAVE: Sparverhalten und Altersvorsorge in Deutschland, Deutsche Rentenversicherung, 65, 2, 237-244
Gasche, Martin; Ziegelmeyer, Michael (2010): Hat die Finanz- und Wirtschaftskrise Verbreitung und Volumen der Riester-Rente beeinflusst?, Wirtschaftsdienst, 90. Jahrgang, Heft 4, 255-261
Ziegelmeyer, Michael (2010): Das Altersvorsorge-Verhalten von Selbständigen - eine Analyse auf Basis der SAVE-Daten, Schmollers Jahrbuch, 130, 2, 195-239
Börsch-Supan, Axel; Coppola, Michela; Essig, Lothar; Eymann, Angelika; Schunk, Daniel (2009): The German SAVE Study: Design and Results, MEA-Studie Nr. 6
Ziegelmeyer, Michael (2009): Analysis of the Precautionary Saving Motive Based on a Subjective Measure (SAVE 2005-2007)
Bucher-Koenen, Tabea; Börsch-Supan, Axel; Gasche, Martin; Ziegelmeyer, Michael (2009): Deutsche Privathaushalte in der Finanz- und Wirtschaftskrise - Betroffenheit und Reaktionen, MEA Study No.10, MEA, Universität Mannheim, Mannheim
Börsch-Supan, Axel; Reil-Held, Anette; Schunk, Daniel (2007): The savings behaviour of German households: First Experiences with state promoted private pensions, MEA Discussion Paper 136-07
Daniel Schunk (2006): The German SAVE Survey: Documentation and Methodology, MEA Discussion Paper 109-06
Börsch-Supan, Axel; Reil-Held, Anette; Schunk, Daniel (2006): Das Sparverhalten deutscher Haushalte: Erste Erfahrungen mit der Riester-Rente, MEA Discussion Paper 114-06
Lothar Essig (2005): Methodological aspects of the SAVE data set, MEA Discussion Paper 080-05
Lothar Essig (2005): Imputing total expenditures from a non-exhaustive list of items: An empirical assessment using the SAVE data set, MEA Discussion Paper 081-05
Lothar Essig (2005): Measures for savings and saving rates in the German SAVE data set, MEA Discussion Paper 086-05
Lothar Essig (2005): Household Saving in Germany: Results from SAVE 2001-2003, MEA Discussion Paper 083-05
Lothar Essig (2005): Precautionary saving and old-age provisions: Do subjective saving motive measures work?, MEA Discussion Paper 084-05
Börsch-Supan, Axel; Essig, Lothar (2005): Personal assets and pension reform: How well prepared are the Germans?, MEA Discussion Paper 085-05
Felix Freyland (2005): Household Composition and Savings: An Overview, MEA Discussion Paper 087-05
Felix Freyland (2005): Household Composition and Savings: An Empirical Analysis based on the German SOEP Data, MEA Discussion Paper 088-05
Börsch-Supan, Axel; Essig, Lothar (2003): Household Saving in Germany: Results of the first SAVE Study, Wise, David (eds.), Analyses in the Economic of Aging, University of Chicago Press, Chicago, 314-352
Lothar Essig, Joachim Winter (2003): Item nonresponse to financial questions in household surveys: An experimental study of interviewer and mode effects, MEA Discussion Paper 039-03
Börsch-Supan, Axel; Essig, Lothar (2002): Sparen in Deutschland: Ergebnisse der ersten SAVE-Studie, Deutsches Institut für Altersvorsorge, Köln, 138 Seiten